What is a Cash Discount Program?
Cash discount programs are a strategic pricing approach where businesses offer a discount to customers who pay with cash or another form of non-credit payment, such as a check or a debit card. The posted prices reflect the addition of the processing costs. So when someone pays using a credit card, the cost to process the transaction is already included. When a customer pays with cash, there are no processing fees that need to be paid, so the purchase is discounted.
Eliminate your Credit Card Processing Fees with our Cash Discount Program
What is a Cash Discount Program?
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A cash discount program is a pricing strategy in which businesses provide a discount to customers who pay with cash. The listed prices include the cost of processing credit card transactions. When a customer pays with a credit card, the processing fee is already built into the price. If the customer pays with cash, there are no processing fees, so the total amount is reduced accordingly.
“Get Started” (button that takes you to the contact us page)
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Tired of Paying Fees?
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Our technology allows you to eliminate your credit card processing fees. Through our Cash Discount Program, you won’t pay any percentage rates or per-transaction fees on any card you accept. In the example below, Tech Pay helped a business owner save more than $1,511 each month. Whatever total fees appear on your current statement will become the amount you save once you join our program.
Qualified For A Free Device?
Lower Your Chargeback Risks
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Credit card chargebacks can drain both time and money. By promoting more cash transactions, you can naturally minimize the likelihood of disputes and avoid extra fees.
Increase Cash Flow with Each Sale
Accepting cash means you get instant access to your money—strengthening your daily liquidity and making it simpler to cover business expenses.
Appeal to Deal Seekers
Providing a cash discount benefits both sides: customers enjoy the feeling of getting a great deal, while you save on processing fees. It’s a strong motivator for repeat visits.
Fund your business with Clover Capital
Clover Capital is an easy way to access the funds you need, turning your future credit and debit card sales into working capital geared to help your business grow. Our goal is to provide your business the funds to use on anything you need.
Fast, flexible financing for your business
Quick and convenient
Based on your recent processing history, we will determine the funds you may be eligible to receive in Clover Capital funding. Applying does not affect your credit score.
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How to qualify
Your business must be at least 6 months old with a minimum processing volume of $1,000/month for 3 months. Additional qualifications apply. Terms and Conditions apply.
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Flexible terms
A percent of your daily sales is automatically set aside to pay for your cash advance with flexibility. Applying for more capital is even easier once you establish history.
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Access Cash Now, Repay as You Earn
After approval, the funds are immediately available for you to use as needed. Since repayment is linked to your daily sales, you won’t face fixed monthly payments—allowing you to stay focused on growing your business.
Qualified For A Free Device?
EBT Processing section below:
Explore Our EBT-Ready Devices
We provide secure, reliable payment processing solutions that support EBT and help your business serve every customer.
Accept EBT Payments with Clover
We provide secure, reliable payment processing solutions that support EBT and help your business serve every customer.
Clover Duo
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Dual-screen design for a seamless customer experience, accepting chip, EBT, and PIN-on-glass payments with ease.
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Perfect for grocery stores, markets, and delis that want transparency at checkout
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Handles EBT and credit separately—avoids messy mixed payments
Clover Mini
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Compact, chip-EBT certified, and fully functional for businesses with limited counter space.
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Great for corner stores, bodegas, and gas station mini-marts
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Built-in touchscreen & apps simplify food stamp auditing and inventory
Clover Flex
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Portable, versatile POS solution that supports all payment types and adapts to your business needs on the go.
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Accepts chip-EBT and mobile wallets in one sleek device
Battery-powered—process EBT even without a checkout counter.
Clover Compact
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Sleek, space-saving POS with chip and PIN functionality, fully EBT-compliant, and adaptable to your business’s growth.​​​​​
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Ideal for bakeries, health food stores, and neighborhood grocers
Below is the Online Ordering:
Online Ordering
Accept online orders directly from your website, app, or QR code—seamlessly integrated with your Clover system.
Streamline Pickup and Delivery
Orders are sent directly to your POS and kitchen printer, reducing wait times and human error. Offer curbside pickup, in-store pickup, or local delivery—all with simple setup and full control
Accept orders from your website, mobile app, Facebook, and Google—all synced in real time with your Clover POS. Give customers the freedom to order how and when they want.
Boost Revenue With Custom Branding
Loyalty programs don’t just drive revenue—they build identity. With branded signage, digital gift cards, and smart analytics to track performance, your business stays top of mind and one step ahead.